Buying a Home
When purchasing a home, you are faced with a multitude of decisions.The most important one is, are you prepared to purchase a home? Obtaining a mortgage loan can be a complex and tiring process.
If you require a mortgage, obtain a pre-approval from your bank or a qualified mortgage broker.This will determine what price range fits your budget and is affordable for you.
While guiding you through each step I can make the process of purchasing a home easier, more enjoyable,less stressful,less time-consuming, and less expensive than if you undertook this challenge on your own. I'll help you prepare so that sellers perceive you as a preferred qualified buyer. I'll help you find and assess properties for sale that match your specifications. I will also help you through the myriad of details attending the actual purchase.
I'm familiar with the current homes on the market, and I know neighborhood values well. I can help you determine which properties are fairly-priced before you view the properties.
Your First Step
Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
*Consider area (city, suburban neighborhood, country); community (north, south, east, or west side);
*Neighbourhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment).
*Ask yourself how many minutes you are willing to commute to work.
*Think about home styles.
*How much space do you need?
*Do you require a one-level home, or are stairs acceptable?
*Consider size and kind of property.
*Do you want a newer home, or maybe an older one to fix up?
*Consider how long you expect to live in this particular home, will it be long term or for a shorter period of time?
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company or your lender (bank,credit union etc.) This can be done over the phone or even online in a matter of minutes.
Call me and I can refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
Finding the Right Home
Once you've been pre-qualified and know what price range fits your budget, I can help you determine which properties fit your needs.
I have the best possible resources and communication systems available today to help you find that perfect home.You can search listings on my site or you can choose to receive auto emails with new listings as soon as they come on the market.
Here For You Through Each Step
I'm here to help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.